Flat 2, 60A Oldham Street, Manchester, M4 1LE

UPRN:10012200723Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

Flat 2, 60A Oldham Street, Manchester, M4 1LE

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£126,000

£119k - £132kHigh

Estimate

£126k

Range

£119k – £132k

Rent Estimate (pcm)

£750

£700 - £800Medium

Monthly

£750

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 2 earns a BUY rating with HP Score 88/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

88/ 100

Excellent

Investment Score

61/ 100

Moderate

Crime Score

0/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 16 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge3.5/40
claims [AVM +0.8% (HIGH)] → consensus +0.8% → credited 0.3% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10012200723· as of 12 Aug 2026
Rental economics20.5/30
gross yield 7.2%; range width penalty ×0.93
- zoopla_valuationsrent estimate 750/mo (range 700-800)· as of 12 Aug 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 16 Sept 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity9.7/10
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

3 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£94,000£144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £97/mo
Cash on cash: 3.0%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10012200723Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 750/mo (range 700-800)Rental economics · as of 12 Aug 2026
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-800)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Fill the seller motivation gap before relying on the score.
no listing-history inputs (first published date, price changes)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£126,000

Rent Estimate (pcm)£750

Gross Yield6.38%

1y Growth-

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 1LE

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001642
Discharge of Condition 10b (Ground Conditions) attached to Planning Permission 139289/JO/2024.
Pending
Manchester/PLA-2026-001562
Installation of 2 internally illuminated advertisement screens.
Pending
Manchester/PLA-2026-001565
Installation of 2 internally illuminated advertisement screens.
Pending

View Planning Timeline