Recent sale
11 WESTFIELD TERRACE
£161k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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3 signals 0 levers
Flat 3, 1 Westfield Terrace, Loftus, TS13 4PU
UPRN:10096367382Flat/Maisonette bedsBuilt 2022
-Council Tax: -EPC: C (70)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 4d ago (2026-09-16T04:00:02.584543+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:58:01.552335+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed yesterday (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£81,000
Estimated value
Range: £65k - £97k|Last sold: -- (-)
Estimate of £81k for flat/maisonettes in Loftus. 109 transactions in the last 12 months; median £128k.
AI Confidence
-
Low confidence
Value History
Current estimate
£81k
£65k - £97k - Low confidence
Annualised (CAGR)
-11.73%
Over the full window
Peak estimate
£125k
Oct 2023
From peak
-35.20%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TS13 district (quarterly)index YoY -2.69%
Growth by window
3m
+42.11%
6m
+32.79%
12m
+28.57%
24m
+24.62%
60m
-
Rental Market
Estimated rent (pcm)
£450
/ month
Gross yield
4.91%
Net yield
448.51%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£128k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
89d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£81,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£4,050
- Legal + Survey£15,000
- Refurb (light)£5,670
- Total All-In Cost£105,720
Funding
- Deposit (25%)£20,250
- Mortgage (75% LTV)£60,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£44,970
Monthly Returns
- Monthly Rent (est)£450
- Mortgage Payment (IO)-£266
- Management (10%)-£45
- Insurance-£83
- Maintenance-£34
- Monthly Cashflow+£22
Capital Returns
- 5yr Property Value£82,469
- 5yr Capital Gain (0.36% pa)+£1,469
- 5yr Cumulative Rent (net)+£17,280
- Less mortgage interest-£15,960
- 5yr Total Return+£2,789
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £81,292 | £20,542 | +£264 | +£556 | 1.2% |
| Year 2 | £81,584 | £20,834 | +£528 | +£1,112 | 2.5% |
| Year 3 | £81,878 | £21,128 | +£792 | +£1,670 | 3.7% |
| Year 4 | £82,173 | £21,423 | +£1,056 | +£2,229 | 5.0% |
| Year 5 | £82,469 | £21,719 | +£1,320 | +£2,789 | 6.2% |
Assumes 0.36% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£44,970).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
10 WESTFIELD TERRACE
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
7 WESTFIELD TERRACE
£130k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
1 WESTFIELD TERRACE
£455k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,356
Median Income
Signal
1,404
Population
Signal
3.6 / 100
Deprivation