Flat 38, Abacus Building, 1 Warwick Street, Birmingham, B12 0NW

UPRN:10023506352Flat/Maisonette2 bedsBuilt England and Wales: 2012 onwards

LeaseholdCouncil Tax: -EPC: C (76)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

Flat 38, Abacus Building, 1 Warwick Street, Birmingham, B12 0NW

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£160,000

£144k - £176kMedium

Estimate

£160k

Range

£144k – £176k

Rent Estimate (pcm)

£950

£900 - £1kMedium

Monthly

£950

Yield

6.15%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 38 earns a BUY rating with HP Score 79/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

79/ 100

High

Investment Score

74/ 100

High

Crime Score

34/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 28 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge10.8/40
claims [AVM +9.4% (MEDIUM)] → consensus +9.4% → credited 2.3% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10023506352· as of 11 Aug 2026
Rental economics28.3/30
gross yield 7.9%; range width penalty ×0.99
- zoopla_valuationsrent estimate 950/mo (range 900-1000)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 541 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 28 Sept 2026
Risk & liquidity8.6/10
153 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£109,000£167,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £168/mo
Cash on cash: 4.5%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023506352Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 950/mo (range 900-1000)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 28 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£160,000

Rent Estimate (pcm)£950

Gross Yield6.15%

1y Growth-6.6%

3y Growth+4.0%

5y Growth+3.8%

10y Growth+7.2%

Last Sold Price£179,950 (2007-01-31)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B12 0NW

Approval Rate

-12mo

Development

low

2026/04695/PA
Listed building consent for repairs and rebuilding of the existing brick boundary wall to the side
Pending
2026/04632/PA
Repairs and rebuilding of the existing brick boundary wall to the side
Pending
2026/04620/PA
Application for a prior notification for the installation of 22.5m high telecommunications mast with associated antennas, transmission dishes, equipment cabinets and ancillary development works
Pending

View Planning Timeline

Ownership

Corporate Ownership45.2%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied13%

Age Distribution

0-15 11%16-64 81%65+ 8%

View Area Profile

Schools Nearby

South and City College Birmingham
0.1 mi
-
St Anne's Catholic Primary School
0.3 mi
-
Harper Bell Seventh-day Adventist School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Calthorpe Academy
0.4 mi
Good

3 of 7 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Abacus Building, 1 Warwick Street
-
£175k
-
Abacus Building, 1 Warwick Street
-
£160k
-
Abacus Building, 1 Warwick Street
-
£144k
-
Abacus Building, 1 Warwick Street
-
£144k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN