Recent sale
3 FOUNDATION STREET
£192k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Flat 4, 1 Foundation Street, Ipswich, IP4 1BS
UPRN:10003879585Purpose Built Flat2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: -EPC: C (75)AI-Powered Intelligence
Data freshness:Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:40:26.026034+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£140,000
Estimated value
Range: £126k - £154k|Last sold: -- (-)
Estimate of £140k for purpose built flats in Ipswich. 401 transactions in the last 12 months; median £265k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£140k
£126k - £154k - Medium confidence
Annualised (CAGR)
-3.01%
Over the full window
Peak estimate
£189k
Sep 2022
From peak
-25.93%
Drawdown from peak
AVM estimate (model)Repeat-sales index - IP4 district (quarterly)index YoY -3.51%
Growth by window
3m
+2.94%
6m
+3.70%
12m
+6.87%
24m
-8.50%
60m
-16.67%
Rental Market
Estimated rent (pcm)
£800
/ month
Gross yield
3.85%
Net yield
8302.11%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£265k
2-bed Purpose Built Flat
12m Price Growth
-
vs UK avg
Days on Market
52d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£140,000
- SDLT standard£300
- SDLT BTL surcharge (5%)£7,000
- Legal + Survey£15,000
- Refurb (light)£9,800
- Total All-In Cost£172,100
Funding
- Deposit (25%)£35,000
- Mortgage (75% LTV)£105,000
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£67,100
Monthly Returns
- Monthly Rent (est)£800
- Mortgage Payment (IO)-£459
- Management (10%)-£80
- Insurance-£89
- Maintenance-£58
- Monthly Cashflow+£114
Capital Returns
- 5yr Property Value£154,571
- 5yr Capital Gain (2.00% pa)+£14,571
- 5yr Cumulative Rent (net)+£34,380
- Less mortgage interest-£27,540
- 5yr Total Return+£21,411
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £142,800 | £37,800 | +£1,368 | +£4,168 | 6.2% |
| Year 2 | £145,656 | £40,656 | +£2,736 | +£8,392 | 12.5% |
| Year 3 | £148,569 | £43,569 | +£4,104 | +£12,673 | 18.9% |
| Year 4 | £151,541 | £46,541 | +£5,472 | +£17,013 | 25.4% |
| Year 5 | £154,571 | £49,571 | +£6,840 | +£21,411 | 31.9% |
Assumes 2.00% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£67,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
3 FOUNDATION STREET
£145k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
1 FOUNDATION STREET
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
3 FOUNDATION STREET
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,605
Median Income
Signal
1,405
Population
Signal
6.7 / 100
Deprivation