Flat 5, 11 Peel Road, Bootle, L20 4RL

UPRN:41072124Flat/Maisonette1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£42,000

£38k - £47kMedium

Estimate

£42k

Range

£38k – £47k

Rent Estimate (pcm)

£250

£250 - £250

Monthly

£250

Yield

9.38%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 74/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

25/ 100

Moderate

Walkability

71/ 100

High

Transit & Bike

Transit 21Bike 69

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 19 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM +23.8% (MEDIUM), sold-comps +48.4%, £/sqft +48.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 41072124· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 14.9%· as of 12 Oct 2026
Rental economics40/40
gross yield 12.2% on contractual rent (listing-disclosed tenancy); contractual 550/mo far above the 250/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 550/mo (tenanted)· as of 19 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -176/mo, -54% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 19 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 102 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 19 Oct 2026
Risk & liquidity12.6/15
321 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£24,000£37,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£32,000

At the asking price

Monthly rent£250/mo

Evidenced range £250-£250

Interest rate5.4%

Loan to value75%

Cash required: £9,300
Net cash flow: £65/mo
Cash on cash: 8.4%
Score at this price: 55

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 41072124Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 14.9%Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 550/mo (tenanted)Rental economics · as of 19 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 19 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 19 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 550/mo (tenanted)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 102 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£42,000

Rent Estimate (pcm)£250

Gross Yield9.38%

1y Growth-

3y Growth+2.9%

5y Growth+5.9%

10y Growth+5.5%

Last Sold Price£30,000 (2017-06-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L20 4RL

Approval Rate

-12mo

Development

low

DC/2026/01429
Advertisement consent for replacement of paper and paste advertisement display boards with no 1 illuminated digital advertisement display board
Conditions
DC/2026/01026
Prior notification for the change of use of first floor commercial premises store area to self contained studio.
Rejected
DC/2026/01274
Discharge of condition 11 (ICNIRP) attached to DC/2024/01877 approved on 12/03/2025.
Rejected

View Planning Timeline

Ownership

Corporate Ownership56%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-06-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,335

Population Density1,112 /km²

Owner Occupied28%

Age Distribution

0-15 23%16-64 62%65+ 15%

View Area Profile

Schools Nearby

Our Lady Star of the Sea Catholic Primary School
0.4 mi
Good
Thomas Gray Primary School
0.4 mi
Good
Educ8 Liverpool
0.5 mi
Inadequate
All Saints Catholic Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Peel Road
-
£45k
-
25 Peel Road
-
£165k
-
27 Peel Road
-
£340k
-
27 Peel Road
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN