Flat 5, 22 Lakeside Rise, Manchester, M9 8QE

UPRN:10070398661Flat/MaisonetteBeds -Built 1996-2002

LeaseholdCouncil Tax: -EPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£96,000

Estimated value

Range: £77k - £115k|Last sold: £61k (2018-01-05)

Estimate of £96k for this flat/maisonette. 264 sales in M9 in the last 12 months; median £182k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£96k

£77k - £115k - Low confidence

Annualised (CAGR)

-1.40%

Over the full window

Peak estimate

£117k

Dec 2022

From peak

-17.95%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M9 district (quarterly)index YoY -5.24%

Growth by window

-6.80%

-8.57%

12m

-4.95%

24m

+1.05%

60m

-11.11%

Rental Market

Monthly

Estimated rent (pcm)

£700

/ month

Gross yield

8.08%

Rent ÷ asking price

Net yield

5.59%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£182k

M9 sales, last 12 months

12m Price Growth

+39.1%

M9 median, Land Registry

Days on Market

83d

M9 average

Sales & Yield

3 metrics

Transactions / 12m

264

M9 sales

Area Gross Yield

7.42%

M9 medians

Last Sold

£61k

2018-01-05

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£104,000
SDLT standard£0
SDLT BTL surcharge (5%)£5,200
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£111,300

Funding

Deposit (25%)£26,000
Mortgage (75% LTV)£78,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£33,300

Monthly Returns

Monthly Rent (estimate)£700
Mortgage Payment (IO)-£341
Management (10%)-£70
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£189

Capital Returns

5yr Property Value£145,593
5yr Capital Gain (6.96% pa, historical)+£41,593
5yr Cumulative Rent (net, before lease costs)+£33,346
Less mortgage interest-£20,460
5yr Total Return (before lease costs)+£54,479

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£111,238	£33,238	+£2,268	+£9,506	28.5%
Year 2	£118,981	£40,981	+£4,692	+£19,673	59.1%
Year 3	£127,262	£49,262	+£7,263	+£30,525	91.7%
Year 4	£136,119	£58,119	+£9,998	+£42,117	126.5%
Year 5	£145,593	£67,593	+£12,886	+£54,479	163.6%

Modelled on the live asking price. Capital growth 6.96% a year is the M9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£33,300).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,975

Population

Signal

7.4%

Households Deprived

Upside Opportunities

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