Flat 513, 51 Whitworth Street West, Manchester, M1 5EB

UPRN:10003799470Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (71)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

Flat 513, 51 Whitworth Street West, Manchester, M1 5EB

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£246,000

£222k - £271kMedium

Estimate

£246k

Range

£222k – £271k

Rent Estimate (pcm)

£1,650

£2k - £2kMedium

Monthly

£1,650

Yield

8.73%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 513 earns a BUY rating with HP Score 82/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 16 Sept 2026

Every component scored, and three or more independent sources agree.

Valuation edge14/40
claims [AVM +34.9% (MEDIUM), sold-comps +31.9%, £/sqft +31.9%] → consensus +31.9% → credited 3.0% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 10003799470· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23%· as of 7 Sept 2026
Rental economics30/30
gross yield 12.4%; range width penalty ×1.00
- zoopla_valuationsrent estimate 1650/mo (range 1550-1700)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 195 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
Risk & liquidity8.6/10
147 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£124,000£184,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£160,050

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £50,017
Net cash flow: £602/mo
Cash on cash: 14.4%
Score at this price: 58

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10003799470Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23%Valuation edge · as of 7 Sept 2026
zoopla_valuationsrent estimate 1650/mo (range 1550-1700)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1550-1700)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£246,000

Rent Estimate (pcm)£1,650

Gross Yield8.73%

1y Growth+9.5%

3y Growth-4.7%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£199,500 (2003-04-24)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M1 5EB

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001597
Discharge of Conditions 7 (Roof Landscaping), 10 (Bat and Bird Boxes), 11 (PV Details) and 12 (Highway Works) attached to Planning Permission 144522/FO/2025.
Pending
Manchester/OTH-2026-001574
Discharge of Condition 3 (Samples and Specifications) attached Planning Permission 142537/FO/2025.
Pending
Manchester/PLA-2026-001561
Installation of 1no. advertisement totem.
Pending

View Planning Timeline