
Derived from HomePortfolio scores
Flat 54 earns a BUY rating with HP Score 78/100. Investment score 59/100 reflects moderate fundamentals. Walkability is good (81/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Inspected after Ofsted withdrew the single overall grade.
Inspected after Ofsted withdrew the single overall grade.
2 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Why this could be an opportunity
Every component scored, and three or more independent sources agree.
claims [AVM +6.4% (HIGH), sold-comps +2.4%, £/sqft +2.6%] → consensus +2.4% → credited 0.8% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
gross yield 7.5%; range width penalty ×1.00
0 price cut(s), 420 days on market; calibration: cuts mark staleness, credited as negotiation context only
366 sales/12mo in area; valuation range width 10%
4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.
What happens to your money
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
At the asking price
Evidenced range £950-£1,050
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Where every number comes from
What could kill this deal
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.