Flat 65, Century Buildings, 14 St Mary's Parsonage, Manchester, M3 2DE

UPRN:10023046855Flat/Maisonette1 bedsBuilt 1991-1995

LeaseholdCouncil Tax: -EPC: B (84)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

Flat 65, Century Buildings, 14 St Mary's Parsonage, Manchester, M3 2DE

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£269,000

£242k - £296kMedium

Estimate

£269k

Range

£242k – £296k

Rent Estimate (pcm)

£1,650

£2k - £2kMedium

Monthly

£1,650

Yield

6.55%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 65 earns a BUY rating with HP Score 90/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

90/ 100

Excellent

Investment Score

73/ 100

High

Crime Score

0/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 8 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -606.3% (MEDIUM), sold-comps -1675.7%, £/sqft -1670.7%] → consensus -1675.7% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 10023046855· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.3%· as of 5 Sept 2026
Rental economics0/30
gross yield 1.0%; range width penalty ×0.96
- zoopla_valuationsrent estimate 1650/mo (range 1550-1750)· as of 12 Aug 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity8.6/10
244 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

3 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£1,425,000£1,995,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,900,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £713,050
Net cash flow: -£5,270/mo
Cash on cash: -8.9%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.26 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023046855Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.3%Valuation edge · as of 5 Sept 2026
zoopla_valuationsrent estimate 1650/mo (range 1550-1750)Rental economics · as of 12 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1650/mo (range 1550-1750)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the seller motivation gap before relying on the score.
no listing-history inputs (first published date, price changes)
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,650

Gross Yield6.55%

1y Growth+59.9%

3y Growth-3.9%

5y Growth-2.5%

10y Growth+3.2%

Last Sold Price£187,000 (2015-05-13)

View Market Details

Risk Overview

Flood RiskLow
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M3 2DE

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-000889
Change of use of the ground floor from flexible commercial space (Use Class E / Sui Generis) to ancillary gymnasium and laundry room for the exclusive use of residents, and reconfiguration of Level 2 to provide residential amenity, marketing suite (Sui Generis) alongside retained workspace (Use Class E), and associated works.
Pending
Manchester/OTH-2026-001433
Non-Material Amendment to Planning Permission 145354/FO/2026 for the Installation of security baskets and amended window design, to amend Condition 2 (Specified Plans) by replacing approved drawing 17280 13.A0 (G Wing Proposed Basket Planning Drawing) with revised drawing 17280 19.A0.
Approved
Manchester/PLA-2026-001505
Listed Building consent for various works to roof, rainwater goods, lead valleys and gutters
Pending

View Planning Timeline