Flat 9, Delfbridge Manor, 10 Dover Road, Sandwich, CT13 0BN

UPRN:10034888121Flat/Maisonette3 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band DEPC: D (63)

Data freshness:Listing· freshPlanning· 5mo agoEPC· 5mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Valuation estimateUpdated today

£417,000

Estimated value

Range: £375k - £458k|Last sold: £405k (2016-11-01)

Estimate of £417k for this flat/maisonette. 116 sales in CT13 in the last 12 months; median £336k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£417k

£375k - £458k - Medium confidence

Annualised (CAGR)

-1.23%

Over the full window

Peak estimate

£535k

Mar 2023

From peak

-22.06%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CT13 district (quarterly)index YoY -11.11%

Growth by window

-0.95%

12m

-3.70%

24m

-12.58%

60m

-11.65%

Rental Market

Monthly

Estimated rent (pcm)

£2,000

/ month

Gross yield

1.85%

Rent ÷ asking price

Net yield

1.28%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£336k

CT13 sales, last 12 months

12m Price Growth

CT13 median, Land Registry

Days on Market

125d

CT13 average

Sales & Yield

3 metrics

Transactions / 12m

116

CT13 sales

Area Gross Yield

CT13 medians

Last Sold

£405k

2016-11-01

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£1,300,000
SDLT standard£73,750
SDLT BTL surcharge (5%)£65,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£1,440,850

Funding

Deposit (25%)£325,000
Mortgage (75% LTV)£975,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£465,850

Monthly Returns

Monthly Rent (estimate)£2,000
Mortgage Payment (IO)-£4,266
Management (10%)-£200
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£2,566

Capital Returns

5yr Property Value£1,387,410
5yr Capital Gain (1.31% pa, historical)+£87,410
5yr Cumulative Rent (net, before lease costs)+£106,417
Less mortgage interest-£255,960
5yr Total Return (before lease costs)-£62,133

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£1,317,030	£342,030	-£30,792	-£13,762	-3.0%
Year 2	£1,334,283	£359,283	-£61,152	-£26,869	-5.8%
Year 3	£1,351,762	£376,762	-£91,070	-£39,308	-8.4%
Year 4	£1,369,470	£394,470	-£120,537	-£51,067	-11.0%
Year 5	£1,387,410	£412,410	-£149,543	-£62,133	-13.3%

Modelled on the live asking price. Capital growth 1.31% a year is the CT13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£465,850).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,719

Population

Signal

3.3%

Households Deprived

Upside Opportunities

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