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  3. UPRN 10033004133
  4. Valuation & Market

Glebe Cottage, Wheatfield, Thame, OX9 7EW

UPRN:10033004133Detached House3 bedsBuilt England and Wales: before 1900
-Council Tax: -EPC: F (34)AI-Powered Intelligence
Data freshness:●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:39:30.529065+00:00)●EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T01:45:22.974277+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£659,000
Estimated value
Range: £593k - £725k|Last sold: -- (-)

Estimate of £659k for detached houses in Thame. 164 transactions in the last 12 months; median £450k.

AI Confidence
-
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£659k
£593k - £725k - Medium confidence
Annualised (CAGR)
-8.23%
Over the full window
Peak estimate
£1.17M
Nov 2020
From peak
-43.68%
Drawdown from peak
£1.36M£1.15M£944k£735k£525k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - OX9 district (quarterly)index YoY +7.56%
Growth by window
3m
+5.27%
6m
+9.47%
12m
+10.94%
24m
+10.02%
60m
+18.95%

Rental Market

Monthly
Estimated rent (pcm)
£2,350
/ month
Gross yield
5.17%
Net yield
11719.20%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£450k
3-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
79d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£659,000
  • SDLT standard£22,950
  • SDLT BTL surcharge (5%)£32,950
  • Legal + Survey£15,000
  • Refurb (light)£46,130
  • Total All-In Cost£776,030

Funding

  • Deposit (25%)£164,750
  • Mortgage (75% LTV)£494,250
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£281,780

Monthly Returns

  • Monthly Rent (est)£2,350
  • Mortgage Payment (IO)-£2,162
  • Management (10%)-£235
  • Insurance-£141
  • Maintenance-£275
  • Monthly Cashflow-£463

Capital Returns

  • 5yr Property Value£700,192
  • 5yr Capital Gain (1.22% pa)+£41,192
  • 5yr Cumulative Rent (net)+£101,940
  • Less mortgage interest-£129,720
  • 5yr Total Return+£13,412

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£667,040£172,790-£5,556+£2,4840.9%
Year 2£675,178£180,928-£11,112+£5,0661.8%
Year 3£683,415£189,165-£16,668+£7,7472.7%
Year 4£691,753£197,503-£22,224+£10,5293.7%
Year 5£700,192£205,942-£27,780+£13,4124.8%

Assumes 1.22% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£281,780).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    0 matches

    Area Economic Intelligence

    3 signals
    Signal
    £36,315
    Median Income
    Signal
    2,201
    Population
    Signal
    1.5 / 100
    Deprivation

    Upside Opportunities

    0 levers