Ground Floor Flat, 21 Albany Road, Montpelier, Bristol, BS6 5LQ

UPRN:229047Converted Flat1 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (68)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Ground Floor Flat, 21 Albany Road, Montpelier, Bristol, BS6 5LQ

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

today

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£263,000

£237k - £289kMedium

Estimate

£263k

Range

£237k – £289k

Rent Estimate (pcm)

£1,100

£1k - £1kMedium

Monthly

£1,100

Yield

4.84%

AI Verdict

Derived from HomePortfolio scores

AI summary

Ground Floor Flat earns a BUY rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

75/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 17 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge12.2/40
claims [AVM +12.5% (MEDIUM)] → consensus +12.5% → credited 2.6% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 229047· as of 11 Aug 2026
Rental economics6.2/30
gross yield 5.7%; range width penalty ×0.84
- zoopla_valuationsrent estimate 1100/mo (range 1000-1200)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 217 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity8.6/10
386 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£15/mo
Cash on cash: -0.2%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 229047Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 1100/mo (range 1000-1200)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1000-1200)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£263,000

Rent Estimate (pcm)£1,100

Gross Yield4.84%

1y Growth-

3y Growth+2.5%

5y Growth+2.1%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BS6 5LQ

Approval Rate

-12mo

Development

low

26/11451/CE
Application for a Lawful Development Certificate for an Existing Use or Operation or Activity- Use of property as C4 HMO for 6 people.
Decided
25/13782/VC
T1 - Ash - 4m crown reduction, 1 side to be taken in by approx 4m, remove dead wood. T2 - Cherry - Remove 1 large limb which is growing into the Ash.
Decided
25/12321/VC
Ash - Fell.
Decided

View Planning Timeline