Hubberts Bridge House, Lineside, Hubberts Bridge, Boston, PE20 3QX
Estimate of £693k for this detached house. 164 sales in PE20 in the last 12 months; median £244k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£21,981
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£24,081
Funding
- Deposit (25%)£5,495
- Mortgage (75% LTV)£16,486
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,595
Monthly Returns
- Monthly Rent (estimate)£2,600
- Mortgage Payment (IO)-£72
- Management (10%)-£260
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£2,168
Capital Returns
- 5yr Property Value£26,157
- 5yr Capital Gain (3.54% pa, historical)+£4,176
- 5yr Cumulative Rent (net)+£140,130
- Less mortgage interest-£4,320
- 5yr Total Return+£139,986
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £22,759 | £6,273 | +£26,016 | +£26,794 | 352.8% |
| Year 2 | £23,565 | £7,079 | +£52,596 | +£54,180 | 713.3% |
| Year 3 | £24,399 | £7,913 | +£79,740 | +£82,158 | 1081.7% |
| Year 4 | £25,263 | £8,777 | +£107,474 | +£110,756 | 1458.2% |
| Year 5 | £26,157 | £9,671 | +£135,810 | +£139,986 | 1843.1% |
Modelled on the live asking price. Capital growth 3.54% a year is the PE20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£7,595).
Price Forecast
No forecast available.