Studio 6, Village Schoolhouse, Lower Green West, Mitcham, CR4 3AF

UPRN:48045310Flat/Maisonette2 bedsBuilt England and Wales: before 1900

LeaseholdCouncil Tax: -EPC: F (36)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 4mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Studio 6, Village Schoolhouse, Lower Green West, Mitcham, CR4 3AF

HP Score

/ 100

High Potential

Verdict

7 days ago

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£469,000

£423k - £516kMedium

Estimate

£469k

Range

£423k – £516k

Rent Estimate (pcm)

£1,600

£1k - £2kMedium

Monthly

£1,600

Yield

5.92%

AI Verdict

Derived from HomePortfolio scores

AI summary

Studio 6 earns a BUY rating with HP Score 82/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

62/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

80/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge13.5/40
claims [AVM +20.0% (MEDIUM)] → consensus +20.0% → credited 2.9% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 48045310· as of 11 Aug 2026
Rental economics1/30
gross yield 5.1%; range width penalty ×0.82
- zoopla_valuationsrent estimate 1600/mo (range 1450-1750)· as of 11 Aug 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity8.6/10
271 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

3 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£158/mo
Cash on cash: -1.5%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 48045310Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 1600/mo (range 1450-1750)Rental economics · as of 11 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1450-1750)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Fill the seller motivation gap before relying on the score.
no listing-history inputs (first published date, price changes)
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£469,000

Rent Estimate (pcm)£1,600

Gross Yield5.92%

1y Growth-3.8%

3y Growth+0.8%

5y Growth+0.8%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR4 3AF

Approval Rate

-12mo

Development

low

26/REG5/1244
TELECOMS REG 5 APPLICATION FOR THE INSTALLATION OF 1 X REPLACEMENT TRIPOD TO ACCOMMODATE 2 X RELOCATED ANTENNA AND ANCILLARY RADIO EQUIPMENT ONTO PROPOSED PLINTHS AT EXISTING ROOFTOP SITE. ANCILLARY DEVELOPMENT THERETO.
Pending
26/PAHE/1210
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 3.5M, MAXIMUM HEIGHT OF 3.7M AND EAVES HEIGHT OF 2.8M.
Pending
TREE2026/00078
T0971 Raywood Ash - Crown reduce, from 12m to 9m in height, and 5m to 3m in spread. T3212 Black Cherry - Crown reduce from 8m down to 6m in height, and spread from 3m to 1.5m all aspects.
Approved

View Planning Timeline