The Ayia, Chilton, Ferryhill, DL17 0EH

UPRN:10014552547Detached House5 bedsBuilt 2007 onwards

FreeholdCouncil Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£465,000

£372k - £558kLow

Estimate

£465k

Range

£372k – £558k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

11.63%

Verdict

Derived from HomePortfolio scores

The Ayia earns an INVESTIGATE rating with HP Score 58/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

72/ 100

Elevated

Walkability

42/ 100

Mixed

Transit & Bike

Transit 18Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

23 live new-build plots advertised against one placeholder UPRN (£185,000-£380,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£263,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,400-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £83,350
Net cash flow: £878/mo
Cash on cash: 12.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£465,000

Rent Estimate (pcm)£2,550

Gross Yield11.63%

1y Growth-

3y Growth+10.7%

5y Growth+7.7%

10y Growth+2.5%

Last Sold Price£355,000 (2015-02-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL17 0EH

Approval Rate

-12mo

Development

low

DM/26/02573/FPA
Proposed single storey side extension
Pending
DM/26/02210/FPA
Construction of a 175 metre long by 2.5 metre wide parking layby
Pending
DM/26/01998/FPA
Single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership87.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-02-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density239 /km²

Owner Occupied72%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

Aycliffe Secure Centre
0.3 mi
-
Chilton Academy
0.5 mi
Good
Ferryhill Station Primary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ferryhill School
1.4 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Christey Cottage
-
£205k
-
Heavens View
-
£330k
-
The Ayia
-
£355k
-
Ok Service Station Bungalow
-
£137k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN