CHRISTEY COTTAGE
Recent sale
£205k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
The Ayia, Chilton, Ferryhill, DL17 0EH
UPRN:10014552547Detached House5 bedsBuilt 2007 onwards
FreeholdCouncil Tax: -EPC: D (63)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:36:19.326117+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£465,000
Estimated value
Range: £372k - £558k|Last sold: £355k (2015-02-27)
Estimate of £465k for this detached house. 251 sales in DL17 in the last 12 months; median £84k.
Estimate confidence
Low confidence
Value History
Current estimate
£465k
£372k - £558k - Low confidence
Annualised (CAGR)
+3.37%
Over the full window
Peak estimate
£498k
Aug 2025
From peak
-6.63%
Drawdown from peak
AVM estimate (model)Repeat-sales index - DL17 district (quarterly)index YoY +4.18%
Growth by window
3m
-0.85%
6m
-3.12%
12m
-1.69%
24m
+5.92%
60m
+15.38%
Rental Market
Estimated rent (pcm)
£2,550
/ month
Gross yield
11.63%
Rent ÷ asking price
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£84k
DL17 sales, last 12 months
12m Price Growth
-
DL17 median, Land Registry
Days on Market
110d
DL17 average
Sales & Yield
3 metricsTransactions / 12m
251
DL17 sales
Area Gross Yield
2.38%
DL17 medians
Last Sold
£355k
2015-02-27
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£263,000
- SDLT standard£3,150
- SDLT BTL surcharge (5%)£13,150
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£281,400
Funding
- Deposit (25%)£65,750
- Mortgage (75% LTV)£197,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£84,150
Monthly Returns
- Monthly Rent (estimate)£2,550
- Mortgage Payment (IO)-£863
- Management (10%)-£255
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,332
Capital Returns
- 5yr Property Value£380,919
- 5yr Capital Gain (7.69% pa, historical)+£117,919
- 5yr Cumulative Rent (net)+£137,320
- Less mortgage interest-£51,780
- 5yr Total Return+£203,459
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £283,225 | £85,975 | +£15,984 | +£36,209 | 43.0% |
| Year 2 | £305,005 | £107,755 | +£32,520 | +£74,525 | 88.6% |
| Year 3 | £328,460 | £131,210 | +£49,620 | +£115,080 | 136.8% |
| Year 4 | £353,718 | £156,468 | +£67,285 | +£158,003 | 187.8% |
| Year 5 | £380,919 | £183,669 | +£85,540 | +£203,459 | 241.8% |
Modelled on the live asking price. Capital growth 7.69% a year is the DL17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£84,150).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
HEAVENS VIEW
Recent sale
£330k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
THE AYIA
Recent sale
£355k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
OK SERVICE STATION BUNGALOW
Recent sale
£137k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,718
Median earnings (local authority)
Signal
1,238
Population
Signal
4.6%
Households Deprived