Recent sale
BRIAR COTTAGE HARLOW ROAD
£190k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
The Matching Laundry, Harlow Road, Matching Tye, Harlow, CM17 0PD
UPRN:10022857750Detached House5 bedsBuilt England and Wales: before 1900
FreeholdCouncil Tax: -EPC: F (34)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:13:46.171370+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£1,073,000
Estimated value
Range: £1.02M - £1.13M|Last sold: -- (-)
Estimate of £1.07M for detached houses in Old Harlow. 295 transactions in the last 12 months; median £395k.
AI Confidence
-
High confidence
Value History
Current estimate
£1.07M
£1.02M - £1.13M - High confidence
Annualised (CAGR)
-1.88%
Over the full window
Peak estimate
£1.60M
Aug 2023
From peak
-33.02%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CM17 district (quarterly)index YoY +0.71%
Growth by window
3m
-3.25%
6m
+4.17%
12m
-17.14%
24m
-21.74%
60m
-6.29%
Rental Market
Estimated rent (pcm)
£4,100
/ month
Gross yield
5.87%
Net yield
3.36%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£395k
5-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
71d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,073,000
- SDLT standard£51,050
- SDLT BTL surcharge (5%)£53,650
- Legal + Survey£15,000
- Refurb (light)£75,110
- Total All-In Cost£1,267,810
Funding
- Deposit (25%)£268,250
- Mortgage (75% LTV)£804,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£463,060
Monthly Returns
- Monthly Rent (est)£4,100
- Mortgage Payment (IO)-£3,521
- Management (10%)-£410
- Insurance-£182
- Maintenance-£447
- Monthly Cashflow-£460
Capital Returns
- 5yr Property Value£1,129,969
- 5yr Capital Gain (1.04% pa)+£56,969
- 5yr Cumulative Rent (net)+£183,660
- Less mortgage interest-£211,260
- 5yr Total Return+£29,369
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,084,159 | £279,409 | -£5,520 | +£5,639 | 1.2% |
| Year 2 | £1,095,434 | £290,684 | -£11,040 | +£11,394 | 2.5% |
| Year 3 | £1,106,827 | £302,077 | -£16,560 | +£17,267 | 3.7% |
| Year 4 | £1,118,338 | £313,588 | -£22,080 | +£23,258 | 5.0% |
| Year 5 | £1,129,969 | £325,219 | -£27,600 | +£29,369 | 6.3% |
Assumes 1.04% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£463,060).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£30,038
Median Income
Signal
2,350
Population
Signal
2.8 / 100
Deprivation