Recent sale
2 MIDDLE FARM COTTAGE
£535k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 2 MIDDLE FARM COTTAGE]()
![Comparable: STONECROFT MAIN STREET]()
![Comparable: BROOKE HOUSE MAIN STREET]()
![Comparable: BRIDLE COTTAGE MAIN STREET]()
3 signals 0 levers
The Old School, Main Street, Southorpe, Stamford, PE9 3BX
UPRN:10008056776Detached House4 bedsBuilt England and Wales: before 1900
FreeholdCouncil Tax: -EPC: D (61)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 4d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed 2d ago (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£1,375,000
Estimated value
Range: £1.31M - £1.44M|Last sold: £900k (2019-10-21)
Estimate of £1.38M for detached houses in Southorpe. 334 transactions in the last 12 months; median £330k.
AI Confidence
-
High confidence
Value History
Current estimate
£1.38M
£1.31M - £1.44M - High confidence
Annualised (CAGR)
+6.75%
Over the full window
Peak estimate
£1.50M
Feb 2026
From peak
-8.15%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE9 district (quarterly)index YoY +1.51%
Growth by window
3m
-6.34%
6m
-8.15%
12m
+22.77%
24m
+17.72%
60m
+39.59%
Rental Market
Estimated rent (pcm)
£5,450
/ month
Gross yield
2.42%
Net yield
4.09%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£330k
4-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
87d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,375,000
- SDLT standard£81,250
- SDLT BTL surcharge (5%)£68,750
- Legal + Survey£15,000
- Refurb (light)£96,250
- Total All-In Cost£1,636,250
Funding
- Deposit (25%)£343,750
- Mortgage (75% LTV)£1,031,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£605,000
Monthly Returns
- Monthly Rent (est)£5,450
- Mortgage Payment (IO)-£4,512
- Management (10%)-£545
- Insurance-£213
- Maintenance-£573
- Monthly Cashflow-£393
Capital Returns
- 5yr Property Value£1,431,597
- 5yr Capital Gain (0.81% pa)+£56,597
- 5yr Cumulative Rent (net)+£247,140
- Less mortgage interest-£270,720
- 5yr Total Return+£33,017
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,386,138 | £354,888 | -£4,716 | +£6,422 | 1.1% |
| Year 2 | £1,397,365 | £366,115 | -£9,432 | +£12,933 | 2.1% |
| Year 3 | £1,408,684 | £377,434 | -£14,148 | +£19,536 | 3.2% |
| Year 4 | £1,420,094 | £388,844 | -£18,864 | +£26,230 | 4.3% |
| Year 5 | £1,431,597 | £400,347 | -£23,580 | +£33,017 | 5.5% |
Assumes 0.81% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£605,000).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
STONECROFT MAIN STREET
£575k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
BROOKE HOUSE MAIN STREET
£1.29M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
BRIDLE COTTAGE MAIN STREET
£685k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,062
Median Income
Signal
1,999
Population
Signal
1.0 / 100
Deprivation