Woodside, Wycombe Road, Stokenchurch, High Wycombe, HP14 3XJ
Estimate of £823k for this detached house. 167 sales in HP14 in the last 12 months; median £470k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£5,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£7,100
Funding
- Deposit (25%)£1,250
- Mortgage (75% LTV)£3,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£3,350
Monthly Returns
- Monthly Rent (estimate)£2,550
- Mortgage Payment (IO)-£16
- Management (10%)-£255
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£2,179
Capital Returns
- 5yr Property Value£5,368
- 5yr Capital Gain (1.43% pa, historical)+£368
- 5yr Cumulative Rent (net)+£137,320
- Less mortgage interest-£960
- 5yr Total Return+£136,728
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £5,072 | £1,322 | +£26,148 | +£26,220 | 782.7% |
| Year 2 | £5,144 | £1,394 | +£52,848 | +£52,992 | 1581.9% |
| Year 3 | £5,218 | £1,468 | +£80,112 | +£80,330 | 2397.9% |
| Year 4 | £5,292 | £1,542 | +£107,941 | +£108,233 | 3230.8% |
| Year 5 | £5,368 | £1,618 | +£136,360 | +£136,728 | 4081.4% |
Modelled on the live asking price. Capital growth 1.43% a year is the HP14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£3,350).
Price Forecast
No forecast available.