1 The Old School, Garford, Abingdon, OX13 5PG

UPRN:10014025573Terraced bedsBuilt -

FreeholdCouncil Tax: -EPC: E (50)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 1mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

1 The Old School, Garford, Abingdon, OX13 5PG

HP Score

/ 100

Mixed

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£831,000

£748k - £914kMedium

Estimate

£831k

Range

£748k – £914k

Rent Estimate (pcm)

£2,950

£3k - £3kMedium

Monthly

£2,950

Yield

6.42%

AI Verdict

Derived from HomePortfolio scores

AI summary

1 The Old School earns a INVESTIGATE rating with HP Score 57/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected Nationsvalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

57/ 100

Moderate

Investment Score

54/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 12 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge14/40
claims [AVM +24.8% (MEDIUM)] → consensus +24.8% → credited 3.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10014025573· as of 12 Aug 2026
Rental economics5/30
gross yield 5.7%; range width penalty ×0.76
- zoopla_valuationsrent estimate 2950/mo (range 2600-3250)· as of 12 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 60 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 12 Sept 2026
Risk & liquidity8.6/10
132 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,600-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£67/mo
Cash on cash: -0.4%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10014025573Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 2950/mo (range 2600-3250)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 12 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2600-3250)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£831,000

Rent Estimate (pcm)£2,950

Gross Yield6.42%

1y Growth-

3y Growth-3.5%

5y Growth-0.3%

10y Growth+0.6%

Last Sold Price£182,000 (1998-08-11)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX13 5PG

Approval Rate

-12mo

Development

low

P26/V4058/TPO
Douglas Fir with TPO: Rear Garden: Reduce back the over-extended lateral branches by 2 metres. Group of declining Beech trees: Rear Garden: Reduce back the over-extended lateral branches by 2 metres.
Pending
P26/V3952/TCA
Felling of Walnut tree in back garden. The tree grows very quickly and requires pruning every other year which is very costly. The tree is too close to the house. The tree blocks sunlight from the house. Pruning of beech tree in front garden. Reduce the crown by 2.5m and reduce spread by 2m. General maintenance of a specimen tree.
Pending
P26/V3796/TCA
G1 (6x Leyland Cypress) Fell. G2 (Beech Hedge) - Reduce height by 2m (from 6m to 4m).
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change1998-08-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£38,134

Population Density76 /km²

Owner Occupied77%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

Marcham Church of England (Voluntary Controlled) Primary School
1.4 mi
Good
John Blandy Primary School
2.5 mi
Report card2025
Ofsted no longer awards a single overall grade.
St James Church of England Primary School, Hanney
2.5 mi
Good
Drayton Community Primary School
2.7 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

The Old School
-
£268k
-
The Old School
-
£182k
-
The Old School
-
£135k
-
The Old School
-
£75k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN