Flat 2, 7 Newhaven Road, London, SE25 6JQ

HP Score
- BUYStrong overall fundamentals
- INVESTIGATESome risks
- AVOIDHigh risk factors
AI Verdict
Derived from HomePortfolio scores
Flat 2 earns a BUY rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (83/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
- listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £1,050-£1,200
- Cash required
- £7,300
- Net cash flow
- £694/mo
- Cash on cash
- 114.1%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 16.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence3
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- Pending26/02526/NMANon-material Amendment (external alterations to include new entrance canopy and a re-design of the entrance door) to 23/04479/FUL for the proposed erection of a three storey building to the rear of 57 Warminster Road, to contain 8 flats. Associated site alterations including changes to the entrance of the existing building.
- Pending26/02495/HSEErection of two storey side extension and erection of part single, part two storey rear extension (not built in accordance with PP 22/04577/HSE).
- Approved26/02468/LPDemolition of existing conservatory and erection of a single storey rear extension. Construction of a dormer extension within the rear roof slope and installation of three rooflights within the front roof slope.
Ownership
- Corporate Ownership66.6%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change2020-05-15
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- Whitehorse Manor Infant School0.1 miGood
- Whitehorse Manor Junior School0.1 miReport card2026
Ofsted no longer awards a single overall grade.
- Aya College (Educational Provision)0.2 miRequires improvement
- Thornton Heath Nursery School0.2 miGood
1 of 6 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 1 Newhaven Road-£115k-
- 13 Newhaven Road-£490k-
- 8 Newhaven Road-£265k-
- 10 Newhaven Road-£275k-