Flat 2, 7 Newhaven Road, London, SE25 6JQ

UPRN:100020651894Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£166,000

Estimated value

Range: £157k - £174k|Last sold: £155k (2020-05-15)

Estimate of £166k for this converted flat. 331 sales in SE25 in the last 12 months; median £385k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£166k

£157k - £174k - High confidence

Annualised (CAGR)

-2.03%

Over the full window

Peak estimate

£229k

Sep 2022

From peak

-27.51%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SE25 district (quarterly)index YoY -3.52%

Growth by window

-25.89%

-21.70%

12m

-23.85%

24m

-17.82%

60m

-18.63%

Rental Market

Monthly

Estimated rent (pcm)

£800

/ month

Gross yield

Net yield

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£385k

SE25 sales, last 12 months

12m Price Growth

SE25 median, Land Registry

Days on Market

93d

SE25 average

Sales & Yield

3 metrics

Transactions / 12m

331

SE25 sales

Area Gross Yield

5.92%

SE25 medians

Last Sold

£155k

2020-05-15

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£20,000
SDLT standard£0
SDLT BTL surcharge (5%)£0
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£22,100

Funding

Deposit (25%)£5,000
Mortgage (75% LTV)£15,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£7,100

Monthly Returns

Monthly Rent (estimate)£800
Mortgage Payment (IO)-£66
Management (10%)-£80
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£554

Capital Returns

5yr Property Value£21,093
5yr Capital Gain (1.07% pa, historical)+£1,093
5yr Cumulative Rent (net, before lease costs)+£38,955
Less mortgage interest-£3,960
5yr Total Return (before lease costs)+£36,088

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£20,214	£5,214	+£6,648	+£6,862	96.6%
Year 2	£20,430	£5,430	+£13,464	+£13,894	195.7%
Year 3	£20,649	£5,649	+£20,464	+£21,113	297.4%
Year 4	£20,870	£5,870	+£27,639	+£28,509	401.5%
Year 5	£21,093	£6,093	+£34,995	+£36,088	508.3%

Modelled on the live asking price. Capital growth 1.07% a year is the SE25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£7,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,006

Population

Signal

4.3%

Households Deprived

Upside Opportunities

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