Flat 31, 56 High Street, Manchester, M4 1ED

UPRN:10023043883Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band EEPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021Council Tax· 3mo ago

Flat 31, 56 High Street, Manchester, M4 1ED

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£218,000

£207k - £229kHigh

Estimate

£218k

Range

£207k – £229k

Rent Estimate (pcm)

£1,300

£1k - £1kMedium

Monthly

£1,300

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 31 earns a BUY rating with HP Score 90/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

90/ 100

Excellent

Investment Score

71/ 100

High

Crime Score

2/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 1 Oct 2026

Every component scored, and three or more independent sources agree.

Valuation edge0/40
claims [AVM -0.5% (HIGH), sold-comps +6.4%, £/sqft +6.6%] → consensus -0.5% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 10023043883· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%· as of 29 Sept 2026
Rental economics20.6/30
gross yield 7.1%; range width penalty ×0.97
- zoopla_valuationsrent estimate 1300/mo (range 1200-1350)· as of 12 Aug 2026· verify before relying on this
Seller motivation15/20
2 price cut(s), 355 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 1 Oct 2026
Risk & liquidity9.7/10
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 70+ up to £202,500

£164,000£252,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£219,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £68,880
Net cash flow: £161/mo
Cash on cash: 2.8%
Score at this price: 45

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023043883Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%Valuation edge · as of 29 Sept 2026
zoopla_valuationsrent estimate 1300/mo (range 1200-1350)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 1 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1350)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £202,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£218,000

Rent Estimate (pcm)£1,300

Gross Yield6.38%

1y Growth+12.6%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£185,000 (2004-07-28)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 1ED

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001748
Discharge of condition 5 (M&E and speaker fixing points) attached to Listed Building Consent PLA-2026-000401.
Pending
Manchester/PLA-2026-001365
Variation of Conditions of 142764/FO/2025 to amend the wording of Condition 2 (Approved Drawings) to allow external and internal changes and the removal of Condition 5 (Roller Shutter).
Pending
Manchester/OTH-2026-001706
Discharge of Condition 13 (Drainage) in relation to Planning Permission 131708/FO/2021.
Pending

View Planning Timeline