Flat 31, 56 High Street, Manchester, M4 1ED

UPRN:10023043883Flat/Maisonette2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band EEPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

Flat 31, 56 High Street, Manchester, M4 1ED

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£218,000

£207k - £229kHigh

Estimate

£218k

Range

£207k – £229k

Rent Estimate (pcm)

£1,300

£1k - £1kMedium

Monthly

£1,300

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 31 earns a BUY rating with HP Score 90/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

90/ 100

Excellent

Investment Score

71/ 100

High

Crime Score

0/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 18 Aug 2026

Every component scored, and three or more independent sources agree.

Valuation edge0/40
claims [AVM -0.5% (HIGH), sold-comps +6.4%, £/sqft +6.6%] → consensus -0.5% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 10023043883· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%· as of 15 Aug 2026
Rental economics20.6/30
gross yield 7.1%; range width penalty ×0.97
- zoopla_valuationsrent estimate 1300/mo (range 1200-1350)· as of 12 Aug 2026· verify before relying on this
Seller motivation15/20
2 price cut(s), 309 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 18 Aug 2026
Risk & liquidity9.7/10
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 70+ up to £202,500

£164,000£252,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£219,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £68,880
Net cash flow: £161/mo
Cash on cash: 2.8%
Score at this price: 45

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023043883Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.7%Valuation edge · as of 15 Aug 2026
zoopla_valuationsrent estimate 1300/mo (range 1200-1350)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 18 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1350)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £202,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£218,000

Rent Estimate (pcm)£1,300

Gross Yield6.38%

1y Growth+12.6%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£185,000 (2004-07-28)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 1ED

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001317
Discharge of Condition 36 (Travel Plan) attached to Planning Permission 137841/FO/2023.
Pending
Manchester/OTH-2026-001275
Discharge of Condition 32 (Secure by Design) attached to Planning Permission 131708/FO/2021 (as amended by 136574/NMC/2023).
Approved
Manchester/PLA-2026-000954
Installation of 4 internally illuminated projecting signs and 3 non-illuminated vinyl signs.
Pending

View Planning Timeline