16 St Mary's Hall Road, Manchester, M8 5DZ

UPRN:77003291Semi-Detached Property bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: B (81)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshCrime· freshConnectivity· freshSchools· 3mo agoAmenities· freshArea· Census 2021

16 St Mary's Hall Road, Manchester, M8 5DZ

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£509,000

£458k - £560kMedium

Estimate

£509k

Range

£458k – £560k

Rent Estimate (pcm)

£3,550

£3k - £4kMedium

Monthly

£3,550

Yield

5.00%

AI Verdict

Derived from HomePortfolio scores

AI summary

16 St Mary's Hall Road earns a BUY rating with HP Score 77/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

77/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

0/ 100

Low

Walkability

71/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,350-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £2,120/mo
Cash on cash: 81.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 10.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£509,000

Rent Estimate (pcm)£3,550

Gross Yield5.00%

1y Growth-

3y Growth+2.8%

5y Growth+3.5%

10y Growth+7.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M8 5DZ

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-001720
Use of the dwellinghouse (Class C3(a)) for up to two residents living together, with care provided (Class C3(b)).
Pending
Manchester/PLA-2026-001499
Erection of part single, part two-storey side extension.
Pending
Manchester/PLA-2026-001569
Erection of single-storey rear extension with second-storey infill and first-floor rear extension over existing balcony.
Pending

View Planning Timeline