176 Carmel Road, Winch Wen, Swansea, SA1 7LD

UPRN:100100391774Semi-Detached PropertyBeds -Built 1950-1966

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

176 Carmel Road, Winch Wen, Swansea, SA1 7LD

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£177,000

£159k - £195kMedium

Estimate

£177k

Range

£159k – £195k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.36%

Verdict

Derived from HomePortfolio scores

176 Carmel Road earns an AVOID rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £239/mo
Cash on cash: 5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£177,000

Rent Estimate (pcm)£1,150

Gross Yield8.36%

1y Growth-

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.1%

Last Sold Price£42,950 (2002-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA1 7LD

Approval Rate

-12mo

Development

low

2026/1592/FUL
Construction of detached dwelling
Pending
2026/1292/FUL
Conversion of existing dwelling into two residential dwellings (Use Class C3), including alterations to fenestration, formation of rear terraces, enlargement of parking area and associated works
Pending
2026/1195/FUL
Retention and completion of raised patio by 65cms for access and a 1.8m fence
Approved

View Planning Timeline