176 Carmel Road, Winch Wen, Swansea, SA1 7LD

UPRN:100100391774Semi-Detached PropertyBeds -Built 1950-1966

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£177,000

Estimated value

Range: £159k - £195k|Last sold: £43k (2002-04-12)

Estimate of £177k for this semi-detached property. 445 sales in SA1 in the last 12 months; median £140k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£177k

£159k - £195k - Medium confidence

Annualised (CAGR)

+5.25%

Over the full window

Peak estimate

£182k

Jul 2026

From peak

-2.75%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SA1 district (quarterly)index YoY -7.62%

Growth by window

-2.75%

+5.36%

12m

+6.63%

24m

+9.26%

60m

+30.15%

Rental Market

Monthly

Estimated rent (pcm)

£1,150

/ month

Gross yield

8.36%

Rent ÷ asking price

Net yield

5.79%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£140k

SA1 sales, last 12 months

12m Price Growth

SA1 median, Land Registry

Days on Market

96d

SA1 average

Sales & Yield

3 metrics

Transactions / 12m

445

SA1 sales

Area Gross Yield

7.48%

SA1 medians

Last Sold

£43k

2002-04-12

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£165,000
SDLT standard£800
SDLT BTL surcharge (5%)£8,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£176,150

Funding

Deposit (25%)£41,250
Mortgage (75% LTV)£123,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£52,400

Monthly Returns

Monthly Rent (estimate)£1,150
Mortgage Payment (IO)-£541
Management (10%)-£115
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£394

Capital Returns

5yr Property Value£177,664
5yr Capital Gain (1.49% pa, historical)+£12,664
5yr Cumulative Rent (net, before lease costs)+£58,640
Less mortgage interest-£32,460
5yr Total Return (before lease costs)+£38,844

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£167,458	£43,708	+£4,728	+£7,186	13.7%
Year 2	£169,954	£46,204	+£9,708	+£14,662	28.0%
Year 3	£172,486	£48,736	+£14,934	+£22,419	42.8%
Year 4	£175,056	£51,306	+£20,422	+£30,478	58.2%
Year 5	£177,664	£53,914	+£26,180	+£38,844	74.1%

Modelled on the live asking price. Capital growth 1.49% a year is the SA1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£52,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,561

Population

Signal

3.5%

Households Deprived

Upside Opportunities

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