21 Capel Gardens, Capel Road, Hamstreet, TN26 2EJ

UPRN:10012874143-2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: -

Data freshness:Listing· freshPlanning· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

21 Capel Gardens, Capel Road, Hamstreet, TN26 2EJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£166,000

£133k - £200kLow

Estimate

£166k

Range

£133k – £200k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

4.59%

Verdict

Derived from HomePortfolio scores

21 Capel Gardens earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 33Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.6%; range width penalty ×0.89
- valuation_snapshotsrent estimate 650/mo (range 600-700)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -369/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Risk & liquidity9.2/15
94 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: -£124/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 650/mo (range 600-700)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 650/mo (range 600-700)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£166,000

Rent Estimate (pcm)£650

Gross Yield4.59%

1y Growth-

3y Growth+2.8%

5y Growth+3.2%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1TN26 2EJ

Approval Rate

0%12mo

Development

low

OTH/2026/1350
T1 T2 - Oak - Fell & T3 - Oak- Deadwood Crown and reduce long limb to north to 5m radius from stem. Remove shoots from stem to 5m. T4 - Hawthorn - Fell. Reason for works: Tree inspections have identified the following trees as being in a potentially dangerous condition or having a very limited remaining safe lifespan.
Conditions
OTH/2026/1319
T1:- Oak Tree - Reduce crown all over to 5.5m West radius ; 6m to South radius; 6m to East radius; 5m to North radius. Reason: Maintain crown in compact form and remove minor safety issues.
Conditions
NOT/2026/0615
Prior notification for agricultural use, including: 1 x Shed for storage = L 3.05m x W 2.45m x H 2m 3 x Polytunnels = L 10m x W 5m x H 2.6m 1 x Barn = L 23m x W 20m x H 5m 1 x 15000 litre Septic Tank (underground) Installation of electric supply c/o UK Power Networks
Rejected

View Planning Timeline

Ownership

Corporate Ownership83.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,991

Population Density45 /km²

Owner Occupied86%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Hamstreet Primary Academy
1.4 mi
GoodConcerns
Furley Park Primary Academy
2.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kingsnorth Church of England Primary School
2.1 mi
Good
Kings Park School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Dorset Cottage Capel Road
-
£350k
-
Oakleaf
-
£660k
-
Woodreeves
-
£692k
-
Sunrise
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN