21 Ninelands Lane, Garforth, Leeds, LS25 2AN

UPRN:72386268End Terrace House3 bedsBuilt 1967-1975

Tenure: -Council Tax: Band CEPC: D (68)

Data freshness:Listing· freshPlanning· 2mo agoRisk· 2y agoCrime· freshSchools· 4mo agoAmenities· 8mo agoArea· Census 2021Council Tax· 4mo ago

Valuation estimateUpdated today

£326,000

Estimated value

Range: £293k - £358k|Last sold: -- (-)

Estimate of £326k for this end terrace house. 502 sales in LS25 in the last 12 months; median £260k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£326k

£293k - £358k - Medium confidence

Annualised (CAGR)

+7.11%

Over the full window

Peak estimate

£341k

Aug 2025

From peak

-4.40%

Drawdown from peak

AVM estimate (model)Repeat-sales index - LS25 district (quarterly)index YoY -0.76%

Growth by window

-4.12%

-2.98%

12m

-3.83%

24m

-0.91%

60m

+18.55%

Rental Market

Monthly

Estimated rent (pcm)

£1,500

/ month

Gross yield

7.83%

Rent ÷ asking price

Net yield

5.41%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£260k

LS25 sales, last 12 months

12m Price Growth

LS25 median, Land Registry

Days on Market

56d

LS25 average

Sales & Yield

3 metrics

Transactions / 12m

502

LS25 sales

Area Gross Yield

LS25 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£230,000
SDLT standard£2,100
SDLT BTL surcharge (5%)£11,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£245,700

Funding

Deposit (25%)£57,500
Mortgage (75% LTV)£172,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£73,200

Monthly Returns

Monthly Rent (estimate)£1,500
Mortgage Payment (IO)-£755
Management (10%)-£150
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow+£495

Capital Returns

5yr Property Value£254,562
5yr Capital Gain (2.05% pa, historical)+£24,562
5yr Cumulative Rent (net)+£78,313
Less mortgage interest-£45,300
5yr Total Return+£57,574

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£234,715	£62,215	+£5,940	+£10,655	14.6%
Year 2	£239,527	£67,027	+£12,204	+£21,731	29.7%
Year 3	£244,437	£71,937	+£18,799	+£33,236	45.4%
Year 4	£249,448	£76,948	+£25,733	+£45,181	61.7%
Year 5	£254,562	£82,062	+£33,013	+£57,574	78.7%

Modelled on the live asking price. Capital growth 2.05% a year is the LS25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,773

Population

Signal

1.0%

Households Deprived

Upside Opportunities

0 levers