33 Estcourt Road, London, SE25 4SE
Estimate of £458k for this terrace property. 331 sales in SE25 in the last 12 months; median £385k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£525,000
- SDLT standard£16,250
- SDLT BTL surcharge (5%)£26,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£569,600
Funding
- Deposit (25%)£131,250
- Mortgage (75% LTV)£393,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£175,850
Monthly Returns
- Monthly Rent (estimate)£2,200
- Mortgage Payment (IO)-£1,723
- Management (10%)-£220
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£157
Capital Returns
- 5yr Property Value£553,695
- 5yr Capital Gain (1.07% pa, historical)+£28,695
- 5yr Cumulative Rent (net)+£117,659
- Less mortgage interest-£103,380
- 5yr Total Return+£42,974
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £530,618 | £136,868 | +£1,884 | +£7,502 | 4.3% |
| Year 2 | £536,295 | £142,545 | +£4,248 | +£15,543 | 8.8% |
| Year 3 | £542,033 | £148,283 | +£7,091 | +£24,124 | 13.7% |
| Year 4 | £547,833 | £154,083 | +£10,434 | +£33,268 | 18.9% |
| Year 5 | £553,695 | £159,945 | +£14,279 | +£42,974 | 24.4% |
Modelled on the live asking price. Capital growth 1.07% a year is the SE25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£175,850).
Price Forecast
No forecast available.