40 Samphire Way, Kirby Cross, Frinton-on-Sea, CO13 0GR

UPRN:10095959024Semi-Detached House3 bedsBuilt 2023

LeaseholdCouncil Tax: Band CEPC: A (92)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

40 Samphire Way, Kirby Cross, Frinton-on-Sea, CO13 0GR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£375,000

£337k - £412kMedium

Estimate

£375k

Range

£337k – £412k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.45%

Verdict

Derived from HomePortfolio scores

40 Samphire Way earns an INVESTIGATE rating with HP Score 68/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 13Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live new-build plots advertised against one placeholder UPRN (£290,000-£465,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£445,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £147,050
Net cash flow: -£360/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£375,000

Rent Estimate (pcm)£1,650

Gross Yield4.45%

1y Growth-10.2%

3y Growth-1.4%

5y Growth+0.2%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO13 0GR

Approval Rate

-12mo

Development

low

26/01571/FULHH
Householder Planning Application - Two storey side extension and part two storey and part single storey rear extension.
Pending
26/01162/WTREX
An exception to the normal requirement obtain consent under the terms and conditions of the Tree Preservation Order as set out in Section 14 (1) (b) and (c) of the Town and Country Planning (Tree Preservation) (England) Regulations 2012. Blackthorn - Removal of the branches.
Approved
26/01103/WTPO
Works related to Tree Preservation Order (94/00047/TPO) - Line of 25 tall poplar trees need cutting back to previous height
Approved

View Planning Timeline

Ownership

Corporate Ownership62.4%
Overseas OwnershipNo
Lease Term Remaining122 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,545

Population Density2,441 /km²

Owner Occupied76%

Age Distribution

0-15 13%16-64 46%65+ 41%

View Area Profile

Schools Nearby

Lift Hamford
0.2 mi
Good
Lift Tendring
0.5 mi
GoodConcerns
Frinton-on-Sea Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Philomena's School
1.0 mi
Inspected by ISI

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Samphire Way
-
£265k
-
16 Samphire Way
-
£295k
-
4 Samphire Way
-
£445k
-
22 Samphire Way
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN