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40 Samphire Way, Kirby Cross, Frinton-on-Sea, CO13 0GR

UPRN:10095959024Semi-Detached House3 bedsBuilt 2023
LeaseholdCouncil Tax: Band CEPC: A (92)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-26T04:00:05.044505+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:59:19.725917+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-17T02:27:05.853312+00:00)
Valuation estimateUpdated today
£375,000
Estimated value
Range: £337k - £412kLast sold: -- (-)

Estimate of £375k for this semi-detached house. 211 sales in CO13 in the last 12 months; median £318k.

Estimate confidence
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£375k
£337k - £412k - Medium confidence
Annualised (CAGR)
+3.27%
Over the full window
Peak estimate
£378k
Aug 2026
From peak
-0.79%
Drawdown from peak
£384k£379k£375k£371k£366k2026Peak
Growth by window
3m
+0.81%
6m
-
12m
-
24m
-
60m
-

Rental Market

Monthly
Estimated rent (pcm)
£1,650
/ month
Gross yield
4.45%
Rent ÷ asking price
Net yield
4.44%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£318k
CO13 sales, last 12 months
12m Price Growth
-10.2%
CO13 median, Land Registry
Days on Market
72d
CO13 average

Sales & Yield

3 metrics
Transactions / 12m
211
CO13 sales
Area Gross Yield
-
CO13 medians
Last Sold
-
-

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£445,000
  • SDLT standard£12,250
  • SDLT BTL surcharge (5%)£22,250
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£481,600

Funding

  • Deposit (25%)£111,250
  • Mortgage (75% LTV)£333,750
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£147,850

Monthly Returns

  • Monthly Rent (estimate)£1,650
  • Mortgage Payment (IO)-£1,460
  • Management (10%)-£165
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow, before lease costs (not stated)-£75

Capital Returns

  • 5yr Property Value£449,244
  • 5yr Capital Gain (0.19% pa, historical)+£4,244
  • 5yr Cumulative Rent (net, before lease costs)+£86,732
  • Less mortgage interest-£87,600
  • 5yr Total Return (before lease costs)+£3,376

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£445,846£112,096-£900-£54-0.0%
Year 2£446,693£112,943-£1,440+£2530.2%
Year 3£447,541£113,791-£1,624+£9170.6%
Year 4£448,392£114,642-£1,432+£1,9591.3%
Year 5£449,244£115,494-£868+£3,3762.3%

Modelled on the live asking price. Capital growth 0.19% a year is the CO13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£147,850).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    18 SAMPHIRE WAY

    Recent sale
    £265k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    16 SAMPHIRE WAY

    Recent sale
    £295k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    4 SAMPHIRE WAY

    Recent sale
    £445k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    22 SAMPHIRE WAY

    Recent sale
    £305k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £29,545
    Median earnings (local authority)
    Signal
    1,309
    Population
    Signal
    3.1%
    Households Deprived

    Upside Opportunities

    0 levers