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  3. UPRN 10070393891
  4. Valuation & Market

46 Clearwater Drive, Manchester, M20 2ED

UPRN:10070393891Semi-Detached House bedsBuilt -
LeaseholdCouncil Tax: Band GEPC: -AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-08-18T18:47:21.264732+00:00)●Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T09:00:17.810347+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-07-03T07:41:16.386402+00:00)
AI ValuationFairly ValuedUpdated yesterday
£962,000
Estimated value
Range: £866k - £1.06M|Last sold: £475k (2005-03-04)

Estimate of £962k for semi-detached houses in West Didsbury. 551 transactions in the last 12 months; median £360k.

AI Confidence
-
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£962k
£866k - £1.06M - Medium confidence
Annualised (CAGR)
+3.44%
Over the full window
Peak estimate
£991k
Jun 2026
From peak
-2.93%
Drawdown from peak
£1.01M£936k£865k£795k£725k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M20 district (quarterly)index YoY +5.70%
Growth by window
3m
-0.62%
6m
+0.84%
12m
+0.00%
24m
+3.55%
60m
+19.95%

Rental Market

Monthly
Estimated rent (pcm)
£6,400
/ month
Gross yield
6.34%
Net yield
6.73%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
---
Avg Area Price
£360k
--bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
55d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£962,000
  • SDLT standard£39,950
  • SDLT BTL surcharge (5%)£48,100
  • Legal + Survey£15,000
  • Refurb (light)£67,340
  • Total All-In Cost£1,132,390

Funding

  • Deposit (25%)£240,500
  • Mortgage (75% LTV)£721,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£410,890

Monthly Returns

  • Monthly Rent (est)£6,400
  • Mortgage Payment (IO)-£3,157
  • Management (10%)-£640
  • Insurance-£171
  • Maintenance-£401
  • Monthly Cashflow+£2,031

Capital Returns

  • 5yr Property Value£1,143,106
  • 5yr Capital Gain (3.51% pa)+£181,106
  • 5yr Cumulative Rent (net)+£311,280
  • Less mortgage interest-£189,420
  • 5yr Total Return+£302,966

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£995,766£274,266+£24,372+£58,13814.1%
Year 2£1,030,718£309,218+£48,744+£117,46228.6%
Year 3£1,066,896£345,396+£73,116+£178,01243.3%
Year 4£1,104,344£382,844+£97,488+£239,83258.4%
Year 5£1,143,106£421,606+£121,860+£302,96673.7%

Assumes 3.51% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£410,890).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 2 CLEARWATER DRIVE
    Recent sale

    2 CLEARWATER DRIVE

    £65k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 5 CLEARWATER DRIVE
    Recent sale

    5 CLEARWATER DRIVE

    £560k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 15 CLEARWATER DRIVE
    Recent sale

    15 CLEARWATER DRIVE

    £536k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 9 CLEARWATER DRIVE
    Recent sale

    9 CLEARWATER DRIVE

    £600k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £36,554
    Median Income
    Signal
    1,446
    Population
    Signal
    0.0 / 100
    Deprivation

    Upside Opportunities

    0 levers