49 Searchlight Heights, Chattenden, Rochester, ME3 8NF

UPRN:44115122Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (90)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 1mo agoEPC· 1mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

49 Searchlight Heights, Chattenden, Rochester, ME3 8NF

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£416,000

£395k - £437kHigh

Estimate

£416k

Range

£395k – £437k

Rent Estimate (pcm)

£1,900

£2k - £2kMedium

Monthly

£1,900

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

49 Searchlight Heights earns a INVESTIGATE rating with HP Score 61/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (27/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

61/ 100

Moderate

Investment Score

53/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

27/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: £84/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£416,000

Rent Estimate (pcm)£1,900

Gross Yield-

1y Growth+79.2%

3y Growth-0.1%

5y Growth+1.9%

10y Growth+4.1%

Last Sold Price£215,000 (2007-09-14)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ME3 8NF

Approval Rate

100%12mo

Development

low

MC/25/2073
Application for a Lawful Development Certificate (Proposed) for the construction rear dormer with Juliet balcony and rooflight to front to facilitate a loft conversion to create bedroom and ensuite
Approved

View Planning Timeline