7 Ingatestone Road, London, SE25 4LG

UPRN:100020649834Purpose Built Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£333,000

Estimated value

Range: £316k - £349k|Last sold: £130k (2003-01-24)

Estimate of £333k for this purpose built flat. 331 sales in SE25 in the last 12 months; median £385k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£333k

£316k - £349k - High confidence

Annualised (CAGR)

+0.78%

Over the full window

Peak estimate

£342k

Sep 2022

From peak

-2.63%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SE25 district (quarterly)index YoY -3.52%

Growth by window

-0.60%

+1.22%

12m

-1.19%

24m

+5.05%

60m

+3.10%

Rental Market

Monthly

Estimated rent (pcm)

£1,650

/ month

Gross yield

5.66%

Rent ÷ asking price

Net yield

3.92%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£385k

SE25 sales, last 12 months

12m Price Growth

-11.7%

SE25 median, Land Registry

Days on Market

93d

SE25 average

Sales & Yield

3 metrics

Transactions / 12m

331

SE25 sales

Area Gross Yield

5.92%

SE25 medians

Last Sold

£130k

2003-01-24

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£350,000
SDLT standard£7,500
SDLT BTL surcharge (5%)£17,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£377,100

Funding

Deposit (25%)£87,500
Mortgage (75% LTV)£262,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£114,600

Monthly Returns

Monthly Rent (estimate)£1,650
Mortgage Payment (IO)-£1,148
Management (10%)-£165
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£237

Capital Returns

5yr Property Value£369,130
5yr Capital Gain (1.07% pa, historical)+£19,130
5yr Cumulative Rent (net, before lease costs)+£86,732
Less mortgage interest-£68,880
5yr Total Return (before lease costs)+£36,982

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£353,745	£91,245	+£2,844	+£6,589	5.7%
Year 2	£357,530	£95,030	+£6,048	+£13,578	11.8%
Year 3	£361,356	£98,856	+£9,608	+£20,964	18.3%
Year 4	£365,222	£102,722	+£13,544	+£28,766	25.1%
Year 5	£369,130	£106,630	+£17,852	+£36,982	32.3%

Modelled on the live asking price. Capital growth 1.07% a year is the SE25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£114,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,585

Population

Signal

4.6%

Households Deprived

Upside Opportunities

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