Adrian House, 15–17 Spencer Place, Leeds, LS7 4DQ
Estimate of £372k for this terraced. 211 sales in LS7 in the last 12 months; median £271k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£275,000
- SDLT standard£3,750
- SDLT BTL surcharge (5%)£13,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£294,600
Funding
- Deposit (25%)£68,750
- Mortgage (75% LTV)£206,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£88,350
Monthly Returns
- Monthly Rent (estimate)£1,700
- Mortgage Payment (IO)-£902
- Management (10%)-£170
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£528
Capital Returns
- 5yr Property Value£384,442
- 5yr Capital Gain (6.93% pa, historical)+£109,442
- 5yr Cumulative Rent (net)+£89,554
- Less mortgage interest-£54,120
- 5yr Total Return+£144,876
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £294,058 | £87,808 | +£6,336 | +£25,394 | 28.7% |
| Year 2 | £314,436 | £108,186 | +£13,044 | +£52,480 | 59.4% |
| Year 3 | £336,226 | £129,976 | +£20,120 | +£81,346 | 92.1% |
| Year 4 | £359,527 | £153,277 | +£27,585 | +£112,111 | 126.9% |
| Year 5 | £384,442 | £178,192 | +£35,434 | +£144,876 | 164.0% |
Modelled on the live asking price. Capital growth 6.93% a year is the LS7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£88,350).
Price Forecast
No forecast available.