Flat 2, 23 Sangley Road, London, SE25 6QT

UPRN:100020656214Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£323,000

Estimated value

Range: £307k - £340k|Last sold: £250k (2015-01-09)

Estimate of £323k for this converted flat. 331 sales in SE25 in the last 12 months; median £385k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£323k

£307k - £340k - High confidence

Annualised (CAGR)

-0.34%

Over the full window

Peak estimate

£361k

Jan 2023

From peak

-10.53%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SE25 district (quarterly)index YoY -3.52%

Growth by window

+1.89%

+2.87%

12m

-1.82%

24m

-1.82%

60m

-4.44%

Rental Market

Monthly

Estimated rent (pcm)

£1,600

/ month

Gross yield

6.10%

Rent ÷ asking price

Net yield

4.21%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£385k

SE25 sales, last 12 months

12m Price Growth

SE25 median, Land Registry

Days on Market

93d

SE25 average

Sales & Yield

3 metrics

Transactions / 12m

331

SE25 sales

Area Gross Yield

5.92%

SE25 medians

Last Sold

£250k

2015-01-09

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£315,000
SDLT standard£5,750
SDLT BTL surcharge (5%)£15,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£338,600

Funding

Deposit (25%)£78,750
Mortgage (75% LTV)£236,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£102,350

Monthly Returns

Monthly Rent (estimate)£1,600
Mortgage Payment (IO)-£1,034
Management (10%)-£160
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£306

Capital Returns

5yr Property Value£332,217
5yr Capital Gain (1.07% pa, historical)+£17,217
5yr Cumulative Rent (net, before lease costs)+£83,934
Less mortgage interest-£62,040
5yr Total Return (before lease costs)+£39,111

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£318,370	£82,120	+£3,672	+£7,042	6.9%
Year 2	£321,777	£85,527	+£7,692	+£14,469	14.1%
Year 3	£325,220	£88,970	+£12,068	+£22,288	21.8%
Year 4	£328,700	£92,450	+£16,795	+£30,495	29.8%
Year 5	£332,217	£95,967	+£21,894	+£39,111	38.2%

Modelled on the live asking price. Capital growth 1.07% a year is the SE25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£102,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,758

Population

Signal

6.6%

Households Deprived

Upside Opportunities

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