Herons Cottage, Colebrooke Lane, Cullompton, EX15 1PD

UPRN:200004004215Detached House3 bedsBuilt England and Wales: before 1900

-Council Tax: -EPC: D (57)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Herons Cottage, Colebrooke Lane, Cullompton, EX15 1PD

HP Score

/ 100

Mixed

Verdict

7 days ago

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£401,000

£321k - £481kLow

Estimate

£401k

Range

£321k – £481k

Rent Estimate (pcm)

£1,500

£1k - £2kMedium

Monthly

£1,500

Yield

2.66%

AI Verdict

Derived from HomePortfolio scores

AI summary

Herons Cottage earns a INVESTIGATE rating with HP Score 59/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

59/ 100

Moderate

Investment Score

50/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [sold-comps -116.8%, £/sqft -116.9%] → consensus -116.9% → credited 0.0% after backtest shrinkage; single-source claim - capped pending corroboration; AVM excluded (estimate confidence LOW below scoring floor (measured MdAPE 25.8%))
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.7%· as of 9 Sept 2026
Rental economics0/30
gross yield 2.2%; range width penalty ×0.87
- zoopla_valuationsrent estimate 1500/mo (range 1400-1650)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 50 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 4 Sept 2026
Risk & liquidity6.2/10
229 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,662/mo
Cash on cash: -7.3%
Score at this price: 6

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.56 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.7%Valuation edge · as of 9 Sept 2026
zoopla_valuationsrent estimate 1500/mo (range 1400-1650)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 4 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1400-1650)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£401,000

Rent Estimate (pcm)£1,500

Gross Yield2.66%

1y Growth-

3y Growth-3.6%

5y Growth+0.2%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX15 1PD

Approval Rate

-12mo

Development

low

24/01796/HOUSE
Erection of a two storey rear extension
Rejected
24/01797/LBC
Listed Building Consent for the erection of a two storey rear extension
Rejected
24/00542/CLP
Certificate of lawfulness for the proposed siting of a caravan within residential curtilage
Approved

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£29,224

Population Density-

Owner Occupied72%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Willowbank Primary School
0.6 mi
Good
Cullompton Community College
0.8 mi
Good
St Andrew's Primary School
0.9 mi
Good
The Duchy School Bradninch
2.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Colebrooke Court Colebrooke Lane
-
£50k
-
Colebrooke Court Colebrooke Lane
-
£340k
-
The Barn Colebrooke Lane
-
£300k
-
The Granary Colebrooke Lane
-
£12k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN