Recent sale
103A FLOOD STREET
£1.80M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Seaton House, 97 Flood Street, London, SW3 5TD
UPRN:217032510End Terrace House5 bedsBuilt England and Wales: before 1900
FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:50:18.655143+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· 4mo agoCrime: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£4,851,000
Estimated value
Range: £3.88M - £5.82M|Last sold: £7.60M (2021-09-10)
Estimate of £4.85M for end terrace houses in London. 181 transactions in the last 12 months; median £1.15M.
AI Confidence
-
Low confidence
Value History
Current estimate
£4.85M
£3.88M - £5.82M - Low confidence
Annualised (CAGR)
+18.80%
Over the full window
Peak estimate
£6.38M
Jan 2024
From peak
-23.99%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SW3 district (quarterly)index YoY -3.70%
Growth by window
3m
-2.81%
6m
-5.09%
12m
-11.12%
24m
-14.70%
60m
+5.87%
Rental Market
Estimated rent (pcm)
£16,750
/ month
Gross yield
2.68%
Net yield
10.76%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£1.15M
5-bed End Terrace House
12m Price Growth
-
vs UK avg
Days on Market
37d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£4,851,000
- SDLT standard£495,870
- SDLT BTL surcharge (5%)£242,550
- Legal + Survey£15,000
- Refurb (light)£339,570
- Total All-In Cost£5,943,990
Funding
- Deposit (25%)£1,212,750
- Mortgage (75% LTV)£3,638,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£2,305,740
Monthly Returns
- Monthly Rent (est)£16,750
- Mortgage Payment (IO)-£15,917
- Management (10%)-£1,675
- Insurance-£560
- Maintenance-£2,021
- Monthly Cashflow-£3,423
Capital Returns
- 5yr Property Value£4,211,007
- 5yr Capital Gain (-2.79% pa)+£-639,993
- 5yr Cumulative Rent (net)+£749,640
- Less mortgage interest-£955,020
- 5yr Total Return-£845,373
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £4,715,657 | £1,077,407 | -£41,076 | -£176,419 | -7.7% |
| Year 2 | £4,584,090 | £945,840 | -£82,152 | -£349,062 | -15.1% |
| Year 3 | £4,456,194 | £817,944 | -£123,228 | -£518,034 | -22.5% |
| Year 4 | £4,331,866 | £693,616 | -£164,304 | -£683,438 | -29.6% |
| Year 5 | £4,211,007 | £572,757 | -£205,380 | -£845,373 | -36.7% |
Assumes -2.79% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£2,305,740).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
113 FLOOD STREET
£2.90M
Sale price
£/sqft
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Rent pcm
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Yield
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Recent sale
109 FLOOD STREET
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
97 FLOOD STREET
£7.60M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£38,541
Median Income
Signal
1,250
Population
Signal
5.2 / 100
Deprivation