13 Brayfield Terrace, London, N1 1HZ

UPRN:5300011239Mid Terrace House2 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoCrime· freshSchools· 3mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,569,000

£1.49M - £1.65MHigh

Estimate

£1.57M

Range

£1.49M – £1.65M

Rent Estimate (pcm)

£6,450

£6k - £7k

Monthly

£6,450

Yield

5.53%

Verdict

Derived from HomePortfolio scores

13 Brayfield Terrace earns an INVESTIGATE rating with HP Score 79/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 63Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£6,450/mo

Evidenced range £5,850-£7,050

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£260/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,569,000

Rent Estimate (pcm)£6,450

Gross Yield5.53%

1y Growth-

3y Growth-1.9%

5y Growth-1.0%

10y Growth+0.3%

Last Sold Price£420,000 (2001-09-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N1 1HZ

Approval Rate

-12mo

Development

low

P2026/2725/TRE
T1 - lime tree (17m) - reduce crown to previous pruning points, approximately 5m reduction.
Pending
P2026/2728/AOD
Application for approval of details pursuant to the partial discharge of Condition 24 (Piling Method Statement) - insofar as the condition relates to Phase 1A of the development only - of planning permission reference: P2025/1765/OUT, dated 08/05/2026.
Pending
P2026/2720/FUL
Renewal of timber rear gate [Listed Building Consent reference P2026/2721/LBC also submitted].
Pending

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-09-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£47,411

Population Density16,229 /km²

Owner Occupied30%

Age Distribution

0-15 13%16-64 73%65+ 14%

View Area Profile

Schools Nearby

Thornhill Primary School
0.1 mi
Good
St Andrew's (Barnsbury) CofE Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Bridge Integrated Learning Space
0.2 mi
Outstanding
New River College Primary
0.3 mi
Good

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Brayfield Terrace
-
£1.29M
-
5 Brayfield Terrace
-
£1.46M
-
9 Brayfield Terrace
-
£1.35M
-
1 Brayfield Terrace
-
£1.07M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN