1 BRAYFIELD TERRACE
Recent sale
£1.29M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
13 Brayfield Terrace, London, N1 1HZ
UPRN:5300011239Mid Terrace House2 bedsBuilt -
FreeholdCouncil Tax: Band FEPC: D (59)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:15:00.820407+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T11:14:35.227715+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-17T11:20:03.253738+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-20T09:33:12.870431+00:00)
Valuation estimateUpdated today
£1,569,000
Estimated value
Range: £1.49M - £1.65M|Last sold: £420k (2001-09-25)
Estimate of £1.57M for this mid terrace house. 636 sales in N1 in the last 12 months; median £637k.
Estimate confidence
High confidence
Value History
Current estimate
£1.57M
£1.49M - £1.65M - High confidence
Annualised (CAGR)
+2.64%
Over the full window
Peak estimate
£1.60M
May 2026
From peak
-2.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - N1 district (quarterly)index YoY -7.03%
Growth by window
3m
+1.03%
6m
-1.01%
12m
+0.90%
24m
+3.84%
60m
+12.31%
Rental Market
Estimated rent (pcm)
£6,450
/ month
Gross yield
5.53%
Rent ÷ asking price
Net yield
3.82%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£637k
N1 sales, last 12 months
12m Price Growth
-
N1 median, Land Registry
Days on Market
91d
N1 average
Sales & Yield
3 metricsTransactions / 12m
636
N1 sales
Area Gross Yield
5.57%
N1 medians
Last Sold
£420k
2001-09-25
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,400,000
- SDLT standard£83,750
- SDLT BTL surcharge (5%)£70,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£1,555,850
Funding
- Deposit (25%)£350,000
- Mortgage (75% LTV)£1,050,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£505,850
Monthly Returns
- Monthly Rent (estimate)£6,450
- Mortgage Payment (IO)-£4,594
- Management (10%)-£645
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,111
Capital Returns
- 5yr Property Value£1,330,042
- 5yr Capital Gain (-1.02% pa, historical)-£69,958
- 5yr Cumulative Rent (net)+£356,521
- Less mortgage interest-£275,640
- 5yr Total Return+£10,922
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,385,720 | £335,720 | +£13,332 | -£948 | -0.2% |
| Year 2 | £1,371,586 | £321,586 | +£28,056 | -£358 | -0.1% |
| Year 3 | £1,357,595 | £307,595 | +£44,203 | +£1,798 | 0.4% |
| Year 4 | £1,343,748 | £293,748 | +£61,804 | +£5,552 | 1.1% |
| Year 5 | £1,330,042 | £280,042 | +£80,881 | +£10,922 | 2.2% |
Modelled on the live asking price. Capital growth -1.02% a year is the N1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£505,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
5 BRAYFIELD TERRACE
Recent sale
£1.46M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 BRAYFIELD TERRACE
Recent sale
£1.35M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
1 BRAYFIELD TERRACE
Recent sale
£1.07M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£47,411
Median earnings (local authority)
Signal
1,485
Population
Signal
4.8%
Households Deprived