Apartment B1202, Phoenix, Saxton Lane, Leeds, LS9 8GL

UPRN:72796891Flat/Maisonette1 bedsBuilt 2024

LeaseholdCouncil Tax: Band CEPC: B (84)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoCrime· freshSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£162,000

Estimated value

Range: £146k - £178k|Last sold: £190k (2024-05-17)

Estimate of £162k for this flat/maisonette. 325 sales in LS9 in the last 12 months; median £137k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£162k

£146k - £178k - Medium confidence

Annualised (CAGR)

-13.78%

Over the full window

Peak estimate

£210k

Jan 2025

From peak

-22.86%

Drawdown from peak

AVM estimate (model)Repeat-sales index - LS9 district (quarterly)index YoY +6.46%

Growth by window

-1.82%

-1.22%

12m

-19.00%

24m

60m

Rental Market

Monthly

Estimated rent (pcm)

£950

/ month

Gross yield

3.74%

Rent ÷ asking price

Net yield

2.93%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£137k

LS9 sales, last 12 months

12m Price Growth

-13.7%

LS9 median, Land Registry

Days on Market

83d

LS9 average

Sales & Yield

3 metrics

Transactions / 12m

325

LS9 sales

Area Gross Yield

5.49%

LS9 medians

Last Sold

£190k

2024-05-17

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£304,500
SDLT standard£5,225
SDLT BTL surcharge (5%)£15,225
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£327,050

Funding

Deposit (25%)£76,125
Mortgage (75% LTV)£228,375
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£98,675

Monthly Returns

Monthly Rent (estimate)£950
Mortgage Payment (IO)-£999
Management (10%)-£95
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£244

Capital Returns

5yr Property Value£346,366
5yr Capital Gain (2.61% pa, historical)+£41,866
5yr Cumulative Rent (net, before lease costs)+£47,386
Less mortgage interest-£59,940
5yr Total Return (before lease costs)+£29,312

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£312,447	£84,072	-£2,928	+£5,019	5.1%
Year 2	£320,602	£92,227	-£5,652	+£10,450	10.6%
Year 3	£328,970	£100,595	-£8,167	+£16,303	16.5%
Year 4	£337,556	£109,181	-£10,470	+£22,586	22.9%
Year 5	£346,366	£117,991	-£12,554	+£29,312	29.7%

Modelled on the live asking price. Capital growth 2.61% a year is the LS9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£98,675).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,617

Population

Signal

3.8%

Households Deprived

Upside Opportunities

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