First and Second Floor Flat, 224 Hoe Street, London, E17 3AY

UPRN:10009149479Converted Flat3 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

First and Second Floor Flat, 224 Hoe Street, London, E17 3AY

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£472,000

£425k - £519kMedium

Estimate

£472k

Range

£425k – £519k

Rent Estimate (pcm)

£2,100

£2k - £2kMedium

Monthly

£2,100

Yield

5.60%

AI Verdict

Derived from HomePortfolio scores

AI summary

First and Second Floor Flat earns a INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property Intelligencevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

61/ 100

Moderate

Investment Score

64/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 12 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge14/40
claims [AVM +29.0% (MEDIUM)] → consensus +29.0% → credited 3.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10009149479· as of 11 Aug 2026
Rental economics23.1/30
gross yield 7.5%; range width penalty ×0.91
- zoopla_valuationsrent estimate 2100/mo (range 1950-2250)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 149 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 12 Sept 2026
Risk & liquidity8.6/10
825 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£251,000£385,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: £323/mo
Cash on cash: 3.6%
Score at this price: 56

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10009149479Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 2100/mo (range 1950-2250)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 12 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1950-2250)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.